What it Takes to Live in a Floating Home

Posted by on December 10, 2015

A floating home or wave house isn’t something new, but it’s increasingly popular today. Some people see it as the answer to flooding and housing problems. But is it really that great of a dwelling?


With a floating home, you get to live in various docks and water systems. You aren’t stuck to some place where you force yourself to be content and be happy. With a floating home, you can have varying locations and sceneries as your backdrop.

A boulder top, rising unaltered above the level of the first floor, serves as the hearth of the fireplace and the center of Fallingwater. To the left hangs a spherical kettle that can be swung over the fire.

Dinner is just out the window or door. Simply cast a line or net and wait for your catch. It can’t be that simpler.

You have a cool environment teeming with life. Water systems are always a vibrant environment with loads of living organisms (as long as it’s not a dead river!), life creates and inspires life.


There’s value in a floating home, despite the lack of a lot. Just make sure your wave home is in top condition, you’re going to have a chance at making money from it. You can sell it off or rent it out.


Not many people can survive in a floating home. It can be tedious carrying groceries and garbage over a wobbly ramp. It can be nauseous to live inside a dwelling that constantly shifts with the tide.

Your floating home can only be this big. You can’t possibly have the gigantic dwelling with five or more bedrooms with private baths each. A floating home can be as chic as you want it, but spacious? Not.


It can be just as costly as buying a small house and a lot, or renting an apartment. You will need to pay mortgage, docking and maintenance fees, as well as pay for utilities like water, electricity and garbage.

It can be hard to apply for a loan to finance a floating home. Many lenders collect higher interest for floating homes than for real properties. Plus, insurance is just as expensive, even more expensive than regular home insurance.


Photos by: Wally GobetzSeattle Municipal ArchivesMiwok and Inhabitat

You must be logged in to post a comment Login