3 Useful Travel Insurance Tips for Travelers

Posted by on November 19, 2015

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Most seasoned travelers appreciate the importance getting travel insurance. However, there are people who consider this just an added expense and choose to ignore investing in one. Getting travel insurance coverage offers many benefits aside from medical protection. It can get you covered for flight cancellations, lost baggage and even stolen cameras. To ensure you make the most of an insurance coverage, here are tips you can use:

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Consider available options.

When buying travel insurance, choose one offering a high medical coverage limit and having emergency evacuation, especially if you are going on an outdoor adventure.   Who knows, you might be in a remote area and suddenly gets injured and need to be transported to the hospital.  There are insurance companies that pay regardless if you have other travel insurance coverage like from your credit card provider.

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Always be prepared for claims.

 

It is utterly important to keep your receipts, necessary forms, documents and medical bills if you will be making a claim. Most insurance companies have strict policies when it comes to claims and will not release any penny without supporting documents. Moreover, if you have all the requirements ready, it will be easier for them to process your claim.

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Know what are not included in the insurance coverage.

Being aware of what your travel insurance does not cover is equally important as knowing the inclusions of coverage. This way, you will be wise enough not to get into activities that can lead to accidents yet will not be paid by the insurance provider. These include alcohol-related accidents and the like. And if you are into extreme sports and you not insured for these activities, it’s best to avoid them.

Travel insurance is important for any traveler even if it is something people tend to ignore and so is to know what considerations to make. With it, you need not have to worry about medical bills in case accidents happen. By getting covered, you can enjoy your vacation more.

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Photos by: Roland TanglaoMoyan BrennGiuseppe Milo and Chris Goldberg

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